SIM Only
Understand plans built around data, calls and texts for a mobile you already own.
Explore this topicExplore the main mobile plan types and the details that matter when choosing an option for your everyday needs.
Different plans are built around different priorities. Choose a category to understand its main features.
Understand plans built around data, calls and texts for a mobile you already own.
Explore this topicExplore what to look for when a phone is included in an ongoing monthly arrangement.
Explore this topicReview data usage considerations, allowances and the importance of coverage.
Explore this topicThe regular payment, including whether it can change during the agreement.
Any amount payable at the start, including a handset contribution.
Data, minutes and texts, plus any applicable usage limits.
How long you are committed and what happens if you switch early.
Signal quality in the places where you spend time and your everyday needs.
What changes, continues or requires your attention when the agreement ends.
| What to consider | SIM only | Pay-monthly handset | Flexible / rolling plan |
|---|---|---|---|
| New phone included | Usually not | Typically, yes | Usually not |
| Monthly allowance | Data, calls and texts | Usually included with service | Data, calls and texts |
| Commitment | Varies by agreement | Check both phone and service terms | Generally shorter |
| Most important check | Allowances and flexibility | Overall cost and handset payments | Renewal and cancellation terms |
General explanations only. Individual agreements and inclusions vary; always check the relevant terms.
Talk through your usage, budget and preferred contract length, and understand which details are worth comparing.